Key features

CSCri is designed to give you flexibility and control over your CSS, PSS and PSSap super in retirement.

Below are the key fetures of CSCri at a glance. 

Key features of CSCri

Income stream options

CSCri offers two types of retirement income streams:

  • Standard retirement income stream; or 
  • Transition to retirement income stream

Learn more at retirement income stream options.

$20,000 minimum investment

CSCri accounts must start with a minimum investment of $20,000.

This money can come from: 

  • your existing PSSap (including Ancillary) account; and/or 
  • another superannuation fund; and/or
  • an eligible superannuation fund contribution (such as an after-tax/non-concessional contribution).

PSS and CSS members commencing a standard retirement income stream can only use a lump sum amount from either CSS or PSS when you permanently retire.

Flexible income and ad hoc options

Income payments

  • Paid fortnightly, monthly, quarterly, half yearly or annually, by direct debit to your bank, building society or credit union.
  • Note: There is a minimum annual payment amount.

Ad hoc withdrawals

  • Available at any time.

Tax benefits

  • Tax-free investment returns (for standard retirement income streams)

Age 60 and over

  • Tax-free income payments and ad hoc withdrawals. 

Under age 60

  • Concessional tax on income payments and ad hoc withdrawals.

Investment choice

One or a mix of up to four investment options:

  1. Cash
  2. Income Focused (default)
  3. Balanced
  4. Aggressive

Beneficiary nomination

Reversionary, binding or non-binding.

Expert financial advice

Access to fee for service, no commission personal financial advice for your individual situation and long-term goals, provided by CSC's authorised* financial planners.

* Our authorised financial planners are authorised to provide advice by Guideway Financial Services (ABN 46 156 498 538, AFSL 420367.). Guideway is a licensed financial services business providing CSC financial planners with support to provide members with specialist advice, education and strategies.

Ability to restart your CSCri with additional amounts

Add additional amounts and restart your CSCri at any stage (you may need to have received the minimum annual payment amount before restarting).